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About Young Cho

Young is a graduate of New York University’s Stern School of Business with a degree in Finance and Statistics. As the Finance Director at Return on Change, he is responsible for assisting startups through the initial stages of onboarding to the platform and maintaining all internal finance related matters including, budgeting and strategic initiatives. Young previously worked as a Project Finance Analyst at BNP Paribas, covering the infrastructure, power and energy space, where he was responsible for providing financial analysis and due diligence for project advisory and origination.Young also has significant experience in the clean energy space, specifically in the distributed generation solar sector. Young is interested in discovering products and ideas that are founded upon changing the way we live for the better.

Here are my most recent posts

Nine Key Terms To Know In A Term Sheet

Term sheet: A non-binding agreement setting forth the basic terms and conditions under which an investment will be made. A term sheet serves as a template to develop more detailed legal documents. Once the parties involved reach an agreement on the details laid out in the term sheet, a binding agreement or contract that conforms to […]

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Ready To Become An Angel Investor? Chart Tells If You Are

angel investor

Crowdinvesting has been identified as one of the top investing/tech trends for 2014 by Entrepreneur, Inc., Forbes, CNBC, and more. Therefore, we created this investing infographic for those who are considering becoming an angel investor. Although we encourage and want everyone to have the opportunity to make a difference to an aspiring entrepreneur, we here at Return on […]

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Mythbuster: Companies Using Crowdinvesting Won’t Have Chance to Receive Guidance From Seasoned Angel Investors

In finance, we often talk about the difference between a strategic and a financial investor. The difference between the two is exactly how it sounds – a strategic investor is one that has similar motivations and goals as the company seeking investments, while a financial investor is motivated by simply making returns through the future […]

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Mythbuster: Crowdinvesting Will Invite & Encourage Fraud

Myth: Crowdinvesting will invite and encourage fraud. Reality: Fraud and more specifically investment fraud existed way before crowdinvesting became a hot topic of discussion. Unfortunately, it will continue to exist. There are regulations in place to protect investors, both the sophisticated and unsophisticated investors alike, yet it’s not always so easy to avoid investment fraud. […]

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How the Crowdfunding Law came to be

Small businesses drive a significant portion of the U.S. economy by providing jobs for over half of the nation’s private workforce.  According to the U.S. Small Business Administration, there were 26.8 million small businesses in 2009, which employed 49.2% of the private-sector workforce. Back when President Obama introduced the Jumpstart Our Business Startups Act (“JOBS […]

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